:root{--navy:#0B1F4F;--blue:#007ACC;--aqua:#00C2CB;--yellow:#FFD23F;--char:#333333;--white:#fff}
*{box-sizing:border-box}
body{margin:0;font-family:Poppins,Calibri,Arial,sans-serif;color:var(--char);background:var(--white);line-height:1.55}
a{color:var(--blue);text-decoration:none}
.wrap{max-width:920px;margin:0 auto;padding:0 26px}

.brandbar{background:var(--navy);padding:18px 0 4px}
.brandbar-inner{max-width:1400px;margin:0 auto;padding:0 48px}
.brandbar img{height:40px;display:block}
nav.tabs{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:3px solid var(--aqua)}
nav.tabs .wrap{display:flex;flex-wrap:nowrap;justify-content:space-between;align-items:center;gap:0 8px;max-width:1400px;margin:0 auto;padding:0 48px}
nav.tabs a{color:#cfe0f5;font-size:16px;font-weight:500;padding:16px 4px;white-space:nowrap;border-bottom:3px solid transparent;margin-bottom:-3px}
nav.tabs a:hover{color:#fff}
nav.tabs a.active{color:#fff;border-bottom-color:var(--aqua)}
section{padding:34px 0;border-bottom:1px solid #eef2f8}
section.hero{background:var(--navy);color:#fff;border:none;padding:48px 0}
.kicker{font-size:12px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);margin-bottom:6px}
h1{margin:0 0 14px;color:#fff;line-height:1.18}
h1 .h1-main{display:block;font-size:clamp(38px,5vw,56px);font-weight:600}
h1 .h1-sub{display:block;font-size:clamp(20px,2.4vw,28px);font-weight:600;margin-top:6px}
h2{font-size:23px;font-weight:700;color:var(--navy);margin:0 0 10px}
h3{font-size:17px;font-weight:600;color:var(--navy);margin:18px 0 4px}
p{margin:0 0 12px}
.hero .lead{font-size:18px;color:#dbe6f7;font-weight:400}
.hero .hi{font-size:15px;font-weight:600;color:var(--aqua)}

.stats{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.stat{flex:1 1 150px;background:rgba(255,255,255,0.06);border:1px solid rgba(0,194,203,0.45);border-radius:10px;padding:18px 18px}
.stat-num{display:block;font-size:30px;font-weight:700;color:var(--aqua);line-height:1}
.stat-label{display:block;margin-top:8px;font-size:13.5px;color:#dbe6f7}


.asks-grid{display:grid;grid-template-columns:1fr;gap:16px;margin-top:20px}
.ask-card{background:#fff;border:1px solid #e5e7eb;border-left:3px solid var(--aqua);border-radius:12px;padding:22px 26px;display:grid;grid-template-columns:230px 1fr;gap:28px;align-items:start;box-shadow:0 1px 3px rgba(11,31,79,0.06)}
.ask-card h3{margin:0;font-size:16px}
.ask-card p{margin:0}
@media(max-width:680px){.ask-card{grid-template-columns:1fr;gap:8px}}
.lead{font-size:17px;color:var(--navy)}
.hi{font-weight:600;color:var(--blue)}
.muted{color:#5a6577;font-style:italic}
ul{margin:0 0 12px;padding-left:20px}
li{margin-bottom:6px}
.src{font-size:12px;color:#6b7890;font-style:italic}
footer{background:var(--navy);border:none;padding:26px 0}
footer .src{color:#aebfda}
.cta-mail{display:inline-block;background:var(--aqua);color:var(--navy);font-weight:600;padding:11px 18px;border-radius:6px;margin-top:6px}
@media(max-width:760px){nav.tabs .wrap{flex-wrap:wrap;justify-content:flex-start;gap:0 10px;padding:0 20px}nav.tabs a{font-size:14px;padding:12px 4px}}