:root { color-scheme: light; }
* { box-sizing: border-box; margin: 0; padding: 0; }
html, body { background: #FFFFFF; }
body {
  font-family: Calibri, "Helvetica Neue", Arial, sans-serif;
  color: #333333;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  padding: 56px 24px 80px;
}
.wrap { max-width: 760px; margin: 0 auto; }
.eyebrow {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: #0B1F4F;
  text-transform: uppercase;
  padding-bottom: 8px;
  border-bottom: 3px solid #00C2CB;
  display: inline-block;
  margin-bottom: 28px;
}
h1.title {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 44px;
  line-height: 1.1;
  font-weight: 800;
  color: #0B1F4F;
  letter-spacing: -0.01em;
  margin-bottom: 36px;
}
.standfirst {
  font-family: Calibri, "Helvetica Neue", Arial, sans-serif;
  font-style: italic;
  font-size: 19px;
  color: #333333;
  line-height: 1.5;
  margin-bottom: 28px;
}
.byline {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.14em;
  color: #0B1F4F;
  text-transform: uppercase;
  margin-bottom: 36px;
}
.split {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 32px;
  align-items: start;
  margin-bottom: 36px;
}
.hero {
  background: #0B1F4F;
  border-radius: 10px;
  padding: 10px;
  margin: 0;
  display: block;
}
.hero video {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 6px;
  background: #000;
}
.cta {
  display: inline-block;
  background: #007ACC;
  color: #FFFFFF;
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-decoration: none;
  padding: 14px 24px;
  border-radius: 10px;
  margin-bottom: 36px;
}
.cta:hover { opacity: 0.92; }
.gap {
  background: transparent;
  color: #333333;
  padding: 0;
  margin: 0;
}
.gap h2 {
  font-family: "Poppins", Calibri, sans-serif;
  font-weight: 800;
  font-size: 28px;
  color: #0B1F4F;
  margin-bottom: 8px;
  letter-spacing: -0.005em;
}
.gap .gap-eyebrow {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.22em;
  color: #00C2CB;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.gap p {
  font-family: Calibri, "Helvetica Neue", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  margin-bottom: 14px;
  color: #333333;
}
.gap p:last-child { margin-bottom: 0; }
.gap strong { color: #0B1F4F; font-weight: 700; }
.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 22px 0 22px;
}
.compare .col {
  background: #F4F6FA;
  border-left: 3px solid #00C2CB;
  padding: 16px 18px;
  border-radius: 6px;
}
.compare .col-label {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.18em;
  color: #0B1F4F;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.compare .col p {
  font-size: 14px;
  line-height: 1.5;
  margin: 0;
  color: #333333;
}
.footer {
  font-size: 12px;
  color: #333333;
  border-top: 1px solid #EAEAEA;
  padding-top: 16px;
  margin-top: 24px;
}
@media (max-width: 720px) {
  .split {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .gap { order: 2; }
  .hero { order: 1; max-width: 360px; margin: 0 auto; }
}
@media (max-width: 640px) {
  body { padding: 36px 18px 56px; }
  h1.title { font-size: 32px; }
  .standfirst { font-size: 17px; }
  .gap h2 { font-size: 24px; }
}
@media (max-width: 420px) {
  .compare { grid-template-columns: 1fr; }
}

/* v4: tick/cross protection-gap visual */
.lede {
  font-family: "Poppins", Calibri, sans-serif;
  font-weight: 800;
  font-size: 28px;
  color: #0B1F4F;
  margin-bottom: 10px;
  letter-spacing: -0.005em;
}
.standfirst-p {
  font-size: 17px;
  color: #333333;
  line-height: 1.55;
  margin-bottom: 24px;
  max-width: 720px;
}
.hero-full {
  margin: 0 0 32px;
  max-width: 720px;
}
.tickcross {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin: 8px 0 28px;
}
.tc-col {
  background: #F4F6FA;
  border-radius: 8px;
  padding: 20px 22px;
}
.tc-have { border-left: 4px solid #00C2CB; }
.tc-none { border-left: 4px solid #E63946; }
.tc-head {
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.18em;
  color: #0B1F4F;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.tickcross ul {
  list-style: none;
  margin: 0;
  padding: 0;
}
.tickcross li {
  font-family: Calibri, "Helvetica Neue", Arial, sans-serif;
  font-size: 15px;
  line-height: 1.45;
  margin-bottom: 10px;
  color: #333333;
  display: grid;
  grid-template-columns: 24px 1fr;
  gap: 10px;
  align-items: start;
}
.tickcross li:last-child { margin-bottom: 0; }
.tick {
  color: #0B1F4F;
  font-weight: 800;
  font-size: 18px;
  line-height: 1.3;
}
.cross {
  color: #E63946;
  font-weight: 800;
  font-size: 18px;
  line-height: 1.3;
}
.strike {
  text-decoration: line-through;
  text-decoration-color: #E63946;
  text-decoration-thickness: 2px;
  color: #777777;
}
.ask {
  font-family: Calibri, "Helvetica Neue", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  margin-bottom: 22px;
  color: #333333;
  max-width: 720px;
}
.ask strong { color: #0B1F4F; font-weight: 700; }
.readmore {
  margin-top: 8px;
  margin-bottom: 28px;
  font-family: "Poppins", Calibri, sans-serif;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.04em;
}
.readmore a {
  color: #007ACC;
  text-decoration: none;
  border-bottom: 1px solid #00C2CB;
  padding-bottom: 2px;
}
.readmore a:hover { opacity: 0.85; }
@media (max-width: 640px) {
  .tickcross { grid-template-columns: 1fr; }
  .lede { font-size: 24px; }
}